John Muhammad is a Sales Manager and Loan Officer for Synergy One Lending in Arlington, TX. John entered the mortgage business in January of 2002 at CitiMortgage. John’s clients were nationwide giving him the opportunity to work with every property type such as single family homes, condominiums, co-ops and multi family unit homes. After several years of success John was promoted to Sales Manager a role he maintained until 2008.

In late 2008 John was promoted to Vice President of Community Lending for Citibank. In this role his focus was helping spark opportunities for first time homebuyers in underserved communities to become homeowners. John worked in Retail, Correspondent and Broker lending for Citibank. John’s career lasted fourteen years with Citibank/CitiMortgage ultimately reaching the position of Senior Vice President of Community Lending. One of his proudest accomplishments was the work he did to create an affordable lending solution called Home Run.

John has been helping families in Texas achieve the goal of homeownership since 2016 as a loan officer for Movement Mortgage, Caliber Home Loans and currently Synergy One Lending. John has helped hundreds of families in the last several years and is known as the “Home Loan Specialist” because of his knowledge on various products and programs. John is a creative thinker who studies his craft to help potential homeowners.

Lastly, John is a certified loan officer for SETH GOLD STAR, TDHCA, TSHAC and SETH 5 STAR down payment assistance programs. As well most local down payment assistance programs like the City of Fort Worth, Arlington and Dallas programs. John also has expertise in Conventional, FHA, VA, USDA and construction lending.