How Soon Should You Get Pre-Approved For a Home Loan?

Adrianne: Hey everyone! It’s Adrianne with LiveInDallasTexas.com and the Hooker Home Team. Today we’re gonna be sitting down with Denise Donaghue, better known as the “Mortgage Nerd” with Thrive Mortgage, and we’re gonna get some of your frequently asked questions answered.

 

Adrianne: Okay! So Denise, I have people ask me all the time, “When is the best time to get pre-approved for a mortgage?”

 

Denise: That is a very common question, and really I would say if you’re in the market to buy a home and if you’re thinking of buying in the next two years, I think it makes sense to pick up the phone and let’s talk through the scenario, let’s talk through some of your income, your FICO, things like that. If I was to say when should you get pre-approved, I would say at least six months ahead of time when\ you’re actually thinking of window shopping because we all window shop, but I’d say at least six months to get actually pre-approved.

 

Adrianne: Gotcha. Thank you.

 

Adrianne: Hey! Thank you for watching the video, if you have any real estate related questions please feel free to contact me at the information below or to connect with me on any of my social media outlets. I look forward to helping you with your real estate soon!